Terms of Service

1. Scope and service overview

These Terms of Service (“Terms”) govern your access to and use of the website and related services operated by creainvest.best (“we,” “us,” or “our”).

The service provides general educational content about investing and sustainable investing topics. The content is for informational and educational purposes only and is not individualized financial advice. Nothing on this site constitutes an offer to buy or sell financial instruments or a recommendation tailored to you.

If you participate in any events, webinars, or other interactive sessions, participation is subject to these Terms and any event-specific rules.

2. Membership, acceptance, and provider identification (Specified Continuous Services)

Depending on the features you select, access to certain continuous services may be treated as a contract for “Specified Continuous Services” under Japan’s specified commercial transactions framework.

Where such rules apply, we will provide consumers with legally required pre-contract/contract documents identifying the provider and describing the transaction details, in accordance with the Act on Specified Commercial Transactions (Specified Commercial Transactions Act) (特定商取引に関する法律).

3. Prohibited conduct and acceptable use

• You must not misuse the service, attempt unauthorized access, or interfere with security or operations.
• You must not post or transmit unlawful content, impersonate others, or infringe intellectual property.
• You are responsible for maintaining the confidentiality of any credentials provided to you.
• You must not use the service to solicit users for misleading or unlawful purposes.

4. Content, licensing, and intellectual property

Unless otherwise stated, all content on this site (including text, graphics, and materials) is owned by us or licensed to us and is protected by applicable intellectual property laws.

You may access and view the content for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, or exploit the content without our prior written permission, except where permitted by law.

5. Educational-only; no individualized investment advice

We do not provide individualized investment advice. Any educational information is general and may not be suitable for your financial situation.

Where any communications could be viewed as solicitation or advertising related to regulated financial products or advice, we will include legally required identifiers/disclosures and avoid misleading or unreasonable claims in accordance with the Financial Instruments and Exchange Act (金融商品取引法) and applicable rules.

6. Advertising/solicitation disclosures and non-misleading claims (Specified Commercial Transactions)

For any transaction or solicitation that is regulated under the Act on Specified Commercial Transactions (Specified Commercial Transactions Act) (特定商取引に関する法律), we will ensure that advertising, solicitation screens, and documents do not include misleading or unreasonable claims and meet required display requirements.

7. Privacy, cookies/terminal identifiers, and data sharing

Our Privacy Notice explains how we collect, use, and disclose personal information, and addresses required matters under the Act on the Protection of Personal Information (APPI) (個人情報の保護に関する法律), including whether cookie or terminal identifiers are treated as “personal-related information” and how consent/notification is handled.

If we provide personal data to third parties or handle international transfer, APPI obligations (including applicable disclosures and consent/arrangements) will be followed in accordance with the Act on the Protection of Personal Information (APPI) (個人情報の保護に関する法律).

8. Limitation of liability

To the maximum extent permitted by law, we are not responsible for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) the service.

We make no warranty that the service will be uninterrupted or error-free. You use the service at your own risk.

9. Termination

We may suspend or terminate your access if you violate these Terms, or if we reasonably believe your use creates legal or security risks.

Provisions that by their nature should survive termination will remain in effect.

10. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date indicates the most recent version. Continued use after the update becomes effective means you agree to the updated Terms.